Your Medicare Options


Most people get Medicare at 65, but some qualify earlier due to disability or serious health conditions.


Traditional Medicare


  • Traditional Medicare includes Part A and Part B.
  • You can join a separate Medicare drug plan to get Medicare drug coverage (Part D).
  • You can use any doctor or hospital that takes Medicare, anywhere in the U.S.
  • You can also shop for and buy supplemental coverage that helps pay your out-of-pocket costs (like your 20% coinsurance).


Medicare Advantage (also known as Part C)

  • Medicare Advantage is a Medicare-approved plan from a private company that offers an alternative to Traditional Medicare for your health and drug coverage. These “bundled” plans include Part A, Part B, and usually Part D.
  • In many cases, you can only use doctors who are in the plan’s network.
  • Plans often have different out-of-pocket costs than Original Medicare or supplemental coverage like Medigap. You may also have an additional premium.
  • Plans may offer some extra benefits that Traditional Medicare doesn’t.


Should you get original Medicare

or an Advantage plan?


Many people are surprised to learn that Medicare doesn’t cover all healthcare costs. That’s where Medicare Supplements, Medicare Advantage Plans, and Prescription Drug Plans come in—they help fill the gaps and protect you from unexpected expenses. Our team understands the complexities of Medicare and will help you build the package that’s right for you. 

Need help deciding? We’re just a call away.


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We represent you!


We partner with the best insurance companies in the country to develop the type of plan that serves your needs. The only plan worth having is the plan that works best for you and your current situation. Since we are an independent insurance agency, we will look at all options available, not just one company.

Want to discuss your options?


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Steps to Take Control of Your Medicare Coverage



  • Schedule an Appointment with CHAMP!

  • Discuss Your Health, Needs, and Budget.

  • Decide on a Plan Tailored to Your Needs!

  • Live Without Worry - You’re Covered!


As a local agency, we’re there for you even after you’ve chosen a policy.

Need a replacement card? Need clarification on your coverages? Need help with a claim? We’re here to service you after the sale!

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