Confused about Medicare Advantage, Supplements, or Part D? We help you compare your options clearly and confidently — at no cost to you.
Choosing the right Medicare coverage depends on your health needs, prescriptions, doctors, and budget. Plans vary by county and change each year.
As independent brokers, CHAMP compares plans from multiple top carriers in Texas — so you get options tailored to you, not a sales pitch for one company.
✔ Medicare Advantage (Part C)
✔ Medicare Supplement (Medigap)
✔ Prescription Drug Plans (Part D)
✔ Annual Plan Reviews
✔ Enrollment Guidance
The months around your 65th birthday are critical.
Missing deadlines can result in penalties or gaps in coverage.
We walk you step-by-step through:
✔ When to Enroll
✔ Which parts of Medicare you may need
✔ Whether to choose Advantage or Supplement
✔ How to avoid lifelong penalties
Medicare Advantage | Medicare Supplement |
Lower premiums | Higher premiums |
Network-based | Broader provider flexibility |
Copays | More predictable costs |
Includes extras (dental/vision) | Works with Part D separately |
The right choice depends on your health, lifestyle, and financial goals.
We help you evaluate both — objectively.
We Review Plans Annually.
Plans change every year — networks, drug formularies, premiums. Many people stay in plans that are no longer ideal simply because no one reviewed them.
As CHAMP clients, you receive ongoing annual reviews to ensure your coverage remains aligned with your needs.

Insurance companies can only discuss their own plans.
We compare multiple carriers on your behalf — at no additional cost to you.
Our loyalty is to our clients, not a single insurance brand.
For more than 41 years — formerly as Baker Insurance — we’ve helped East Texas families navigate Medicare with clarity and confidence.
Today, as CHAMP, we continue that tradition with expanded carrier access and a renewed commitment to service.